refinance mortgage divorce

A BIG Tip to Refinancing Your Mortgage in Divorce

Are you planning to keep the house in the divorce? If so, that entails taking your ex’s name off the mortgage and getting a mortgage that is solely in your name. In other words, you most likely are going to be refinancing your mortgage in the divorce. How do you refinance the mortgage in divorce? … Read more

mortgage loan assumptions

The Hottest Topic in Divorce: Mortgage Loan Assumptions

Mortgage loan assumptions are big business right now and most people going through divorce don’t know that they can, in fact, assume their loan due to the circumstances of divorce.  In case you aren’t familiar with the term, a mortgage loan assumption in divorce is when one spouse takes over the loan, meaning you don’t … Read more

mortgage qualification

Mistakes That Impact Mortgage Qualification During Divorce

There are almost always mistakes made, in either or both, the drafting and/or the execution of the separation agreement when it comes to complying with mortgage guidelines. This can impact your the mortgage qualification process. I would step out on a limb and say that this happens in well over half of the divorces finalized. … Read more

What is a Certified Divorce Lending Professional?

What is a Certified Divorce Lending Professional? The job of a Certified Divorce Lending Professional (CDLP) is to strategize with those going through a divorce so that they can qualify for a home loan whether remaining in the marital home or buying a new home.  CDLPs do not simply help homeowners structure their home loans; … Read more