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Love Over 50: Love Never Felt So Good

Written by Jackie Pilossoph. Posted in Dating over 50, inspiration, romance

 

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You know that song, “Love Never felt so good?” by Michael Jackson and Justin Timberlake? That’s what came to mind when I started thinking about love over 50. Yes, turning 50 is somewhat of a nightmare for me, but when it comes to love, it’s never been better! Here is this week’s Love Essentially column, published yesterday in Chicago Tribune Pioneer Press.

50 Things I’ve Learned About Love in my 50 Years  by Jackie Pilossoph

On the brink of my 50th birthday, despite kicking, screaming and fighting the milestone with all I’ve got, I did manage to find an aspect of the number that is somewhat appealing.

With all the physical drawbacks of the big 5-0 – impaired vision and hearing, varicose veins, wrinkles, a metabolism that comes to a halt and hot flashes, to name a few – comes a certain wisdom. Like a magical gift from above, 50 feels smarter, with a presence of self-assurance, peace, grace and understanding, especially when it comes to love.

Here are 50 things I’ve learned about love in my 50 years:

1. Happiness in your love life starts with being happy with yourself.
2. If he stops your heart, don’t be scared. Embrace it.

3. You will never, ever change him. Ever.

4. The one who got away wasn’t meant to be.

5. If you think he might be cheating, he is.

6. Men love to feel loved. Not smothered, though.

7. Every woman should have a cougar relationship in her life.

8. A guy who doesn’t want to meet your friends doesn’t deserve you.

9. Know the difference between love and sex.

10. Older men are better in bed than younger men.

11. Your kids are watching the way you love (or don’t love) your spouse. They will love (or not love) the same way.

12. If your gut says it isn’t right, listen to it.

13. Qualities in a great boyfriend are different from qualities in a great husband.

14. If you are trying to figure out if he’s into you, he isn’t.

15. A man who doesn’t acknowledge Valentine’s Day is selfish and kind of stupid.

16. Real love means being there for illness and financial down times.

17. If your girlfriend doesn’t like the guy you’re dating, her gut instinct is almost always right.

18. If he cheats, it is NOT your fault.

19. When considering marrying someone, look at the family. You are essentially marrying them.

20. Men see women 10 pounds lighter than women see themselves. So guess what? You just lost 10 pounds!

 

21. If you break up and get back together with someone more than once, your relationship probably isn’t going to work out.

22. He either likes you the way you are or he doesn’t. And if he doesn’t, that’s perfectly OK.

23. Don’t worry so much about meeting “the one.” Instead, savor and be grateful for the intensity and excitement of dating.

24. Divorced people can never imagine falling in love again and many do.

25. Platonic friends of the opposite sex are gifts.

26. A woman’s decision to leave her husband could lead you to meeting the love of your life.

27. Playing the victim in a divorce will prevent you from ever moving on and being happy.
28. If you love who you are, men will love you.

29. You never forget the smell of a man’s skin if you truly love him.

30. A few extra pounds doesn’t matter on a woman if she feels happy and healthy about the way she looks.

31. There is nothing sexier than making love with the father of your children.

32. If you end up having sex with a close friend (a “When Harry Met Sally” kind of thing) be prepared to lose the friendship if it doesn’t work out.

33. A friend who ends up dating a man she knows you have an interest in isn’t really a friend.

34. It’s never too late to call an old boyfriend and apologize for the way you treated him. Even if it’s 25 years later.

35. The best part of having out-of-the ballpark sex with someone is keeping it completely to yourself.

36. Never say no to a blind date.

37. Relationships without honest communication suffer greatly.

38. Trust and loyalty are must-haves in the search for Mr. Right.

39. Hiring a night nurse after a new baby will minimize fighting in your marriage.

40. Resentment is the root of all causes of divorce.

41. Instead of fighting about it, see if it’s possible to laugh about it.

42. Sex doesn’t solve problems, but it is a great way to reconnect during challenging times.

43. If you don’t respect him, the relationship has no chance of working.

Click here to read the rest of the article (#s 44-50), published yesterday in Chicago Tribune Pioneer Press.
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Worried About The Recent Stock Market Plunge? This Might Help Calm Your Jitters

Written by Jackie Pilossoph. Posted in divorce and finances, money and finances

 

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Going through a divorce or being divorced can leave you feeling financially insecure for several reasons which include divorce attorney fees, two residences, and ending up with half the assets you shared with your now ex. Additionally, if you aren’t working presently and you’re trying to figure out how to fit a work schedule into your new life, that can be extremely stressful in and of itself. Top off those feelings of financial insecurity with the recent stock market plunge and that’s enough to send anyone stressing about money over the top!

That’s why I decided to post this article that was published in the Vestor Capital Investment & Wealth Management newsletter. After reading it, I personally felt able to exhale a little bit, as it explains why being jittery about the recent decline in the market isn’t necessary.  

 

Market Update: Recent Market Volatility (from Vestor Capital Investment & Wealth Management newsletter)

After a long period of low market volatility dating back to 2011, equity markets have sold off over the past few weeks. While over the long-term equity markets react to corporate earnings growth, it is always difficult to explain short-term market moves despite what you may hear from so called market experts. There are a number of issues impacting equity markets, but we believe that markets are under pressure due largely to concerns that slowing economic growth in China will have negative implications for the world. We do not believe that China will have a major negative impact on growth in developed countries and view the recent market pullback as an opportunity to upgrade portfolio holdings.

 

Historic Market Volatility

A market correction is defined as a 10% pullback. On average, equity markets have a correction once per year. On Monday, August 24th, the S&P 500 closed down 6.8% for the year and 11% below its May high, meeting the definition of a correction. We have gone longer than average without a pullback, with the last 10% correction occurring in 2011. Historically, on average, markets recover losses of this magnitude in 3 to 6 months. It is important to remember that pullbacks happen as a natural market course, and should not cause long-term investors undue anxiety or concern.

 

 

Is This 2000 or 2007 Again?

Given the two unusually large drawdowns experienced over the past 15 years, investors are understandably jittery. It is important to remember that major market downturns are almost always associated with an economic recession. The stock market currently is not excessively valued like 2000, and the financial system is very strong. Housing values are healthy but are not excessive on average and home affordability is still very attractive. The U.S. economy is performing well and corporate balance sheets are solid. Leading economic indicators, which have historically been a good predictor of recessions, are healthy and point toward continued expansion.

 

 

Short-Term News vs. Long-Term Goals

The U.S. equity market over the long haul has rewarded investors who have been able to weather short-term volatility. Since 1928, 67% of years have recorded positive returns with average gains outpacing losses by a wide margin. Equities are best suited for investors with at least a five year time horizon, in order to weather the typical volatility that the equity market has historically exhibited.

 

What is our View of World Equity Markets?

U.S. equity markets have been strong since the market bottomed in 2009. However, valuations have only just returned to the long-term average, after being severely depressed in 2009. While interest rates are likely headed higher, no one expects them to rise to a level that would hinder economic growth.

 

Europe continues to heal and while we are less enthusiastic about their prospects vs. the U.S. we do see growth picking up over the coming years. We are less sanguine about emerging markets as we do believe that the slowdown in China is real and will continue. Until China stabilizes, we expect performance in this asset class to trail developed economies. However, long-term (5+ years) prospects remain good and we believe investors need to have exposure to this asset class. We do not expect the issues that emerging markets are facing to severely impact the developed economies of the U.S. and Europe.

 

Conclusion

When shopping it is always exciting when a sale occurs. You see an item that you really want on sale, you get excited and make the purchase. We feel the same way about stocks. Market corrections are normal and provide an opportunity to upgrade your portfolio into strong companies that you have been watching and waiting for a pullback. We plan to use recent market volatility to upgrade our portfolios and prepare for the eventual market recovery.

This newsletter contains material received from outside sources that we consider reliable as of the date herein. However, Vestor Capital makes no representation as to the completeness or accuracy of data received from outside sources, and no duty is hereby assumed to update or in any other way to make current and/or complete and/or accurate any of the said information. Securities are identified for illustrative purposes only. This should not be construed as a recommendation to purchase or sell any securities.

To learn more about Vestor Capital, contact Elaine Koby Moss, Vice Present and Senior Advisor for the firm: http://vestorcapital.com/elainemoss/

 

 

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